Kentucky First Federal Bancorp (KFFB) risk factors

Item 1A of every Kentucky First Federal Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open KFFB in Gloom →

Kentucky First Federal Bancorp's chart, financials and news, free in your browser.Open KFFB in Gloom →

FY2026 10-K risk factors
25 risks3 new3 dropped7 reworded
Regulatory risks broaden to include undisclosed supervisory restrictions and accounting changes.
Filed Sep 25, 2026
FY2025 10-K risk factors
25 risks3 dropped5 reworded
Interest rate cuts have helped improve net interest income after prior declines. The bank maintains a heavy concentration of adjustable-rate residential mortgage loans.
Filed Sep 30, 2025
FY2024 10-K risk factors
28 risks
Concentrated in Kentucky residential real estate loans and exposed to local economic distress in coal-dependent Perry County markets.
Filed Oct 03, 2024