Kearny Financial (KRNY) risk factors

31 risks, 7 new, 7 dropped, 8 reworded since the prior year. Interest-rate, repricing and funding risks are more prominent, with fiscal 2027 loan resets potentially pressuring borrowers and margins.

31 risks. Kearny Financial relies heavily on net interest income, commercial real estate lending, and wholesale funding sources. Operations are sensitive to interest rate volatility, regional economic conditions in New Jersey, and cybersecurity threats. The risk profile is dominated by traditional banking credit risks and regulatory compliance.