Risk factors
Kearny Financial (KRNY) risk factors
Item 1A of every Kearny Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors31 risks7 new7 dropped8 reworded
Interest-rate, repricing and funding risks are more prominent, with fiscal 2027 loan resets potentially pressuring borrowers and margins.
Filed Aug 21, 2026 - FY2025 10-K risk factors31 risks
Kearny Financial relies heavily on net interest income, commercial real estate lending, and wholesale funding sources. Operations are sensitive to interest rate volatility, regional economic conditions in New Jersey, and cybersecurity threats. The risk profile is dominated by traditional banking credit risks and regulatory compliance.
Filed Aug 21, 2025