Lithia Motors (LAD) risk factors

Item 1A of every Lithia Motors Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
28 risks7 new3 dropped9 reworded
EV and emissions mandates may reduce after-sales and F&I revenue while making vehicles harder to finance affordably.
Filed Feb 25, 2026
FY2024 10-K risk factors
24 risks
Lithia Motors faces intense competition from online and traditional retailers, high reliance on manufacturer franchise agreements, and risks from automotive financing and regulatory changes.
Filed Feb 24, 2025