Risk factors

LCNB (LCNB) risk factors

Item 1A of every LCNB Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

Open LCNB in Gloom →
LCNB's chart, financials and news, free in your browser.Open LCNB in Gloom →
  • FY2025 10-K risk factors
    27 risks3 new3 dropped2 reworded

    LCNB added specific risks regarding intangible asset impairment from deposit competition and Federal Reserve leadership uncertainty.

    Filed Mar 11, 2026
  • FY2024 10-K risk factors
    27 risks

    LCNB Corp's risk profile is dominated by geographic concentration in Ohio, heavy exposure to real estate and commercial loans, and strict banking regulations.

    Filed Mar 12, 2025