Risk factors

LGI Homes (LGIH) risk factors

Item 1A of every LGI Homes, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    55 risks4 new3 dropped7 reworded

    Mortgage affordability, cancellations and lender requirements remain central risks to home closings and operating results.

    Filed Feb 20, 2026
  • FY2024 10-K risk factors
    54 risks

    LGI Homes faces significant cyclicality, interest rate sensitivity, and cost pressures in land and labor. Operations rely heavily on subcontractors and key executive Eric Lipar. Capital availability and credit facility covenants restrict financial flexibility.

    Filed Feb 26, 2025