Risk factors
Lincoln National (LNC) risk factors
Item 1A of every Lincoln National Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors42 risks1 dropped12 reworded
No new risks were added; one European and U.K. derivatives-margin risk was removed.
Filed Feb 19, 2026 - FY2024 10-K risk factors43 risks
Lincoln National Corporation faces extensive regulatory, market, and operational risks that dominate its risk profile. Financial performance heavily depends on interest rate fluctuations, equity market levels, and capital market conditions. The company manages substantial exposure to variable product guarantees, reinsurance counterparty credit risk, and third-party vendor dependencies.
Filed Feb 21, 2025