Risk factors

Manhattan Bridge Capital (LOAN) risk factors

Item 1A of every Manhattan Bridge Capital, Inc. 10-K on file, and what changed from one year to the next.

  • FY2025 10-K risk factors

    55 risks, 9 dropped, 10 reworded since the prior year. Noteholder-specific risks 49–57 were removed, including repayment, bankruptcy, covenant, conflicts, liquidity, and trading-market risks.

    Filed Mar 27, 2026
  • FY2024 10-K risk factors

    64 risks. Manhattan Bridge Capital is constrained by limited working capital and heavy reliance on a single credit facility maturing in 2026. The business faces significant geographic concentration in the New York metropolitan area and strict REIT compliance obligations. Key vulnerabilities include borrower defaults, key executive dependence, and rising interest rates.

    Filed Mar 12, 2025