Risk factors

Manhattan Bridge Capital (LOAN) risk factors

Item 1A of every Manhattan Bridge Capital, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    55 risks9 dropped10 reworded

    Noteholder-specific risks 49–57 were removed, including repayment, bankruptcy, covenant, conflicts, liquidity, and trading-market risks.

    Filed Mar 27, 2026
  • FY2024 10-K risk factors
    64 risks

    Manhattan Bridge Capital is constrained by limited working capital and heavy reliance on a single credit facility maturing in 2026. The business faces significant geographic concentration in the New York metropolitan area and strict REIT compliance obligations. Key vulnerabilities include borrower defaults, key executive dependence, and rising interest rates.

    Filed Mar 12, 2025