Risk factors

Metropolitan Bank Holding (MCB) risk factors

Item 1A of every Metropolitan Bank Holding Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    40 risks6 new3 dropped13 reworded

    CRE and C&I loans rose to $6.7 billion, 98.6% of loans, from $5.9 billion, 98.3%.

    Filed Feb 20, 2026
  • FY2024 10-K risk factors
    37 risks

    Substantial concentration in commercial real estate and commercial loans totaling $5.9 billion or 98.3% of total loans.

    Filed Feb 28, 2025