Risk factors
Mercadolibre (MELI) risk factors
Item 1A of every Mercadolibre Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors26 risks2 new3 dropped14 reworded
New platform liabilities and fraud risks for Mercado Pago and Mercado Libre ecosystems were added. Capital raising and stock sale risks were dropped.
Filed Feb 25, 2026 - FY2024 10-K risk factors27 risks
MercadoLibre faces heavy regulatory and economic exposure across Latin American markets for fintech, logistics, and digital assets. Reliance on third-party app stores, shipping providers, and credit models creates operational vulnerabilities. Currency volatility, local government intervention, and data privacy compliance heavily impact earnings.
Filed Feb 21, 2025