Risk factors

MFA Financial (MFA) risk factors

Item 1A of every MFA Financial, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    71 risks5 new5 dropped5 reworded

    New risks add artificial-intelligence liability, litigation exposure, and servicing risks for residential whole loans.

    Filed Feb 20, 2026
  • FY2024 10-K risk factors
    71 risks

    MFA Financial faces significant risk from residential and commercial mortgage credit performance, prepayment rates, and borrowing cost volatility. The company relies heavily on leverage, third-party servicers, and maintaining its Investment Company Act exemption.

    Filed Feb 20, 2025