Risk factors
Medallion Financial (MFIN) risk factors
Item 1A of every Medallion Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors42 risks4 new3 dropped10 reworded
Regulatory review by the SBA threatens Medallion Capital's debenture borrowings and SBIC license operations. Capital raise urgency highlighted by $31.25 million note maturity in February 2026. Management titles updated for key executives across the holding company and Medallion Bank.
Filed Mar 10, 2026 - FY2024 10-K risk factors41 risks
Medallion Financial faces heavy risk concentration in consumer lending and non-prime recreation loans. The company relies heavily on brokered deposits for funding through Medallion Bank. Significant leverage includes $2.4 billion in outstanding indebtedness maturing near term.
Filed Mar 13, 2025