Risk factors
Meridian (MRBK) risk factors
Item 1A of every Meridian Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors41 risks1 new3 dropped3 reworded
Real estate loan portfolios shifted, with CRE growing to $879.4 million and construction loans rising to $330.5 million. Interest rate risk disclosures were updated to reference past Federal Reserve rate hikes. Mortgage banking risks were reorganized under a new heading.
Filed Mar 13, 2026 - FY2024 10-K risk factors43 risks
Meridian Corp's risk profile is dominated by traditional banking exposures including interest rate volatility, credit and real estate loan concentrations, and intense local competition.
Filed Mar 17, 2025