Risk factors
NI Holdings (NODK) risk factors
Item 1A of every NI Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors26 risks2 new
NI Holdings added risks concerning strategic execution, specifically the exit from the Non-Standard Auto segment, and trade policy impacts on loss reserves.
Filed Mar 06, 2026 - FY2024 10-K risk factors24 risks
Nidok relies heavily on property and casualty insurance, independent and captive agents, and federal multi-peril crop programs. Financial results face exposure to weather catastrophes, crop volatility, reinsurance costs, and AM Best rating changes. Control rests largely with Nodak Mutual Group.
Filed Mar 07, 2025