Risk factors
National Rural Utilities Cooperative Finance (NRUC) risk factors
Item 1A of every National Rural Utilities Cooperative Finance Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors18 risks1 new2 reworded
AI risks are newly identified, including evolving regulation, compliance costs, privacy, bias and intellectual-property concerns.
Filed Jul 31, 2026 - FY2025 10-K risk factors18 risks
Lending is concentrated in rural electric cooperatives, which accounted for approximately 98% of loans outstanding at May 31, 2025.
Filed Aug 05, 2025