Risk factors

Openlane (OPLN) risk factors

Item 1A of every Openlane, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    36 risks3 new4 dropped14 reworded

    AI adoption is now identified as a risk involving compliance, operational failures, erroneous outputs, and financial or reputational harm.

    Filed Feb 18, 2026
  • FY2024 10-K risk factors
    37 risks

    OPENLANE's risk profile is heavily weighted toward digital transformation, used vehicle supply fluctuations, credit risks at AFC, and heavy debt obligations.

    Filed Feb 20, 2025