Risk factors
Oportun Financial (OPRT) risk factors
Item 1A of every Oportun Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors65 risks1 dropped14 reworded
Oportun withdrew its SEC registered investment adviser status in March 2024. Tax disclosures updated for the OBBB Act and lower net operating loss carryforwards of $150.9 million. Outstanding corporate financing warrants decreased from 9,046,459 to 2,682,788 shares.
Filed Feb 27, 2026 - FY2024 10-K risk factors66 risks
Oportun Financial Corp relies heavily on consumer loan originations, securitization debt, and fair value accounting for assets.
Filed Feb 20, 2025