Risk factors

PCB Bancorp (PCB) risk factors

Item 1A of every PCB Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    41 risks1 new1 dropped10 reworded

    PCB Bancorp faces risks related to its $69.1 million ECIP preferred stock repurchase conditions.

    Filed Mar 16, 2026
  • FY2024 10-K risk factors
    41 risks

    PCB Bancorp faces high geographic and demographic concentration in California and Korean-American immigrant communities. Operations heavily depend on commercial and real estate lending, government-guaranteed loan programs, and interest rate spreads.

    Filed Mar 13, 2025