Risk factors

PCB Bancorp (PCB) risk factors

Item 1A of every PCB Bancorp 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    41 risks, 1 new, 1 dropped, 10 reworded since the prior year. PCB Bancorp faces risks related to its $69.1 million ECIP preferred stock repurchase conditions.

    Filed Mar 16, 2026
  • FY2024 10-K risk factors

    41 risks. PCB Bancorp faces high geographic and demographic concentration in California and Korean-American immigrant communities. Operations heavily depend on commercial and real estate lending, government-guaranteed loan programs, and interest rate spreads.

    Filed Mar 13, 2025