Risk factors
PCB Bancorp (PCB) risk factors
Item 1A of every PCB Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors41 risks1 new1 dropped10 reworded
PCB Bancorp faces risks related to its $69.1 million ECIP preferred stock repurchase conditions.
Filed Mar 16, 2026 - FY2024 10-K risk factors41 risks
PCB Bancorp faces high geographic and demographic concentration in California and Korean-American immigrant communities. Operations heavily depend on commercial and real estate lending, government-guaranteed loan programs, and interest rate spreads.
Filed Mar 13, 2025