Risk factors
Plumas Bancorp (PLBC) risk factors
Item 1A of every Plumas Bancorp 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors32 risks2 new4 dropped6 reworded
Plumas Bancorp completed its Cornerstone Community Bancorp acquisition, shifting its growth risk from pending merger logistics to managing integration complexity and increased size.
Filed Mar 19, 2026 - FY2024 10-K risk factors34 risks
Plumas Bancorp faces high geographic concentration in Northern California and Northern Nevada. Real estate loans represent approximately 77% of its total portfolio. Growth is heavily focused on the pending merger with Cornerstone Community Bancorp.
Filed Mar 19, 2025