Risk factors

Pinnacle Financial Partners (PNFP) risk factors

Item 1A of every Pinnacle Financial Partners, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    47 risks

    Pinnacle Financial Partners faces core risks from interest rate volatility, regional economic concentration in the Southeast, and credit exposure in commercial real estate and small businesses. Integration risks from the Synovus combination and reliance on technology and key personnel also dominate the risk profile.

    Filed Mar 02, 2026