Risk factors

Pinnacle Financial Partners (PNFP) risk factors

Item 1A of every Pinnacle Financial Partners, Inc. 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    47 risks. Pinnacle Financial Partners faces core risks from interest rate volatility, regional economic concentration in the Southeast, and credit exposure in commercial real estate and small businesses. Integration risks from the Synovus combination and reliance on technology and key personnel also dominate the risk profile.

    Filed Mar 02, 2026