Risk factors

PROG Holdings (PRG) risk factors

Item 1A of every PROG Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    47 risks7 new6 dropped20 reworded

    Purchasing Power’s acquisition adds regulatory, supply-chain, credit-loss, and funding risks, including $338.6 million of non-recourse debt.

    Filed Feb 18, 2026
  • FY2024 10-K risk factors
    46 risks

    Progressive Leasing depends heavily on its top three POS partners for 52.6% of consolidated revenues. Subprime consumer credit profiles create inherent credit and demand risks tied to macroeconomic conditions. Operations face extensive technological reliance, cloud migration, fraud risks, and regulatory compliance pressures.

    Filed Feb 19, 2025