Risk factors

PayPal Holdings (PYPL) risk factors

Item 1A of every PayPal Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    35 risks3 new3 dropped20 reworded

    PayPal added new disclosures concerning strategic transactions, ESG expectations, and its recently initiated cash dividend program.

    Filed Feb 03, 2026
  • FY2024 10-K risk factors
    35 risks

    PayPal faces intense regulatory oversight across global payments, cryptocurrency, artificial intelligence, anti-money laundering, and antitrust. Cybersecurity, fraud mitigation, and heavy reliance on third-party payment networks and bank partners dominate operational risks.

    Filed Feb 04, 2025