Risk factors
Repay Holdings (RPAY) risk factors
Item 1A of every Repay Holdings Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors47 risks7 new6 dropped12 reworded
Repay Holdings faces new risks around variable interest debt tied to SOFR, 2029 Notes conversion liabilities, and Tax Receivable Agreement acceleration triggers. Stock price volatility ranges shifted from a prior high of $11.05 down to $7.70 in the updated period.
Filed Mar 09, 2026 - FY2024 10-K risk factors46 risks
Competition, data security, and rapid technological changes dominate Repay Holdings Corp's risk profile as a payment processor.
Filed Mar 03, 2025