Risk factors
Red River Bancshares (RRBI) risk factors
Item 1A of every Red River Bancshares Inc. 10-K on file, and what changed from one year to the next.
- FY2025 10-K risk factors
49 risks, 3 new, 1 dropped, 10 reworded since the prior year. Health care loan concentration increased from $167.3 million to $194.3 million.
Filed Mar 13, 2026 - FY2024 10-K risk factors
47 risks. Red River Bancshares operates as a community bank heavily concentrated in Louisiana markets and vulnerable to regional weather disasters. The bank faces significant credit concentration risks in commercial real estate, residential mortgages, and health care loans. Its profitability depends heavily on net interest margins and managing localized economic downturns.
Filed Mar 14, 2025