Riverview Bancorp (RVSB) risk factors

34 risks, 3 new, 1 dropped, 8 reworded since the prior year. Commercial and multi-family real estate loans increased to $715.2 million, or 65.5% of total loans, from 64.4%.

32 risks. Concentration in southwest Washington and northwest Oregon exposes performance to regional economic and real estate downturns. Growth heavily relies on commercial and multi-family real estate lending, increasing risk and regulatory scrutiny. Rising interest rates, liquidity management, and competition heavily impact net interest margins and profitability.