Risk factors
Riverview Bancorp (RVSB) risk factors
Item 1A of every Riverview Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2026 10-K risk factors34 risks3 new1 dropped8 reworded
Commercial and multi-family real estate loans increased to $715.2 million, or 65.5% of total loans, from 64.4%.
Filed Jun 12, 2026 - FY2025 10-K risk factors32 risks
Concentration in southwest Washington and northwest Oregon exposes performance to regional economic and real estate downturns. Growth heavily relies on commercial and multi-family real estate lending, increasing risk and regulatory scrutiny. Rising interest rates, liquidity management, and competition heavily impact net interest margins and profitability.
Filed Jun 12, 2025