Risk factors

Sachem Capital (SACH) risk factors

Item 1A of every Sachem Capital Corp. 10-K on file, and what changed from one year to the next.

  • FY2025 10-K risk factors

    77 risks, 14 new, 2 dropped, 22 reworded since the prior year. Non-performing loans increased significantly to $117.6 million at year-end 2025, up from $87.0 million in 2024. Notes totaling $173.3 million mature between December 2026 and September 2027. A new $50 million revolving credit facility was established with Needham Bank.

    Filed Mar 13, 2026
  • FY2024 10-K risk factors

    65 risks. Sachem Capital reported its first annual net loss of $43.9 million for 2024, prompting dividend cuts and a stock price drop to $1.35.

    Filed Mar 31, 2025