Risk factors

Schwab Charles (SCHW) risk factors

Item 1A of every Schwab Charles Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    19 risks2 new1 dropped6 reworded

    Schwab plans expanded digital-asset access, including select cryptocurrency spot trading, beginning in 2026.

    Filed Feb 25, 2026
  • FY2024 10-K risk factors
    20 risks

    Client cash balances, interest rates, and securities values directly drive Schwab’s revenue, profitability, and client confidence.

    Filed Feb 26, 2025