Risk factors
Simmons First National (SFNC) risk factors
Item 1A of every Simmons First National Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors48 risks3 new2 dropped8 reworded
Simmons First National added risks concerning core deposit stability, credit oversight, and tax audits following a major securities portfolio repositioning. Investment securities holdings dropped from $6.17 billion to $3.27 billion as approximately $3.2 billion was sold. Credit card net charge-offs were 2.93% in 2024 and 2.20% in 2023.
Filed Feb 25, 2026 - FY2024 10-K risk factors47 risks
This company's risk profile is dominated by regional economic concentration, interest rate exposure, and credit risk in loan portfolios.
Filed Feb 27, 2025