Risk factors

S&t Bancorp (STBA) risk factors

Item 1A of every S&t Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    27 risks4 new4 dropped9 reworded

    S&T Bancorp is adjusting its risk disclosures to highlight emerging threats from remote work cybersecurity, AI-driven fraud, and impending regulatory thresholds above $10 billion in assets.

    Filed Feb 27, 2026
  • FY2024 10-K risk factors
    27 risks

    Credit risk and commercial loan concentration dominate S&T Bancorp's risk profile. Geographic market restriction amplifies vulnerability to local economic downturns. Regulatory, interest rate, and liquidity pressures heavily impact banking operations.

    Filed Mar 03, 2025