Risk factors
Starwood Property Trust (STWD) risk factors
Item 1A of every Starwood Property Trust, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors116 risks6 new2 dropped12 reworded
The company added risks concerning generative AI tools, CECL credit loss volatility, and expanded disclosures on director personal investment limits. Management addressed office sector valuation declines and clarified tax treatment for infrastructure lending segments.
Filed Feb 25, 2026 - FY2024 10-K risk factors112 risks
Starwood Property Trust’s risk profile is dominated by significant exposure to commercial real estate sectors like office space, heavy reliance on external management by Starwood Capital Group with potential conflicts of interest, and extensive use of high leverage and debt financing.
Filed Feb 27, 2025