Risk factors
Truist Financial (TFC) risk factors
Item 1A of every Truist Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors54 risks18 new12 dropped31 reworded
New risks emphasize AI errors, data-privacy restrictions, cybersecurity breaches, loan-servicing costs, and fintech competition.
Filed Feb 24, 2026 - FY2024 10-K risk factors48 risks
Truist’s earnings and capital depend heavily on interest rates, credit performance, deposits, liquidity, and collateral values.
Filed Feb 25, 2025