Terra Property Trust (TPTS) risk factors

Item 1A of every Terra Property Trust, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
80 risks5 new9 reworded
Terra Property Trust faces liquidity pressures regarding 2026 notes and heightened geographic and property concentrations in its loan portfolio.
Filed Mar 19, 2026
FY2024 10-K risk factors
75 risks
Terra Property Trust faces concentrated geographic risks in California, New York, and Texas real estate markets. The company relies heavily on its external Manager for investment decisions and loan underwriting. No public market for common stock currently exists, creating liquidity risks for investors.
Filed Mar 14, 2025