Risk factors

Union Bankshares (UNB) risk factors

Item 1A of every Union Bankshares Inc. 10-K on file, and what changed from one year to the next.

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  • FY2025 10-K risk factors

    41 risks, 4 new, 4 dropped, 6 reworded since the prior year. Elevated interest rates continue to depress the value of the securities portfolio, impacting liquidity.

    Filed Mar 20, 2026
  • FY2024 10-K risk factors

    41 risks. Union Bankshares has no prior year risk section on file.

    Filed Mar 25, 2025