Risk factors

Universal Insurance Holdings (UVE) risk factors

Item 1A of every Universal Insurance Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    32 risks5 new3 dropped16 reworded

    Florida property and casualty insurance operations face heightened market and regulatory scrutiny.

    Filed Feb 27, 2026
  • FY2024 10-K risk factors
    30 risks

    Universal Insurance Holdings faces extreme geographic concentration risk in Florida property and casualty insurance markets.

    Filed Feb 28, 2025