Westamerica Bancorporation (WABC) risk factors

Item 1A of every Westamerica Bancorporation 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
27 risks1 dropped3 reworded
The company removed pandemic risk, updated share and stock option figures for December 31, 2025, and reframed interest rate risk on held-to-maturity securities.
Filed Feb 27, 2026
FY2024 10-K risk factors
28 risks
Westamerica Bancorporation faces heavy geographic concentration in California, exposing its loan portfolio and collateral to local economic shifts, real estate downturns, and natural disasters.
Filed Feb 28, 2025