How Carroll was paid
$870,341 in total for 2026, as reported in the Summary Compensation Table. Equity awards are valued at grant, not at what they turned out to be worth.
Named executive officers
| Executive | Salary | Bonus | Incentive | Other | Total |
|---|---|---|---|---|---|
| John A. CarrollPresident and Chief Executive Officer | $459,539 | $25,000 | $160,820 | $224,982 | $870,341 |
| Elda HellerExecutive Vice President, Chief Operating Officer, Chief Financial Officer and Treasurer | $287,212 | $25,000 | $80,410 | $89,715 | $482,337 |
| Paul V. CheremkaSenior Vice President, Senior Lender | $231,635 | — | $65,000 | $17,629 | $314,264 |
What changed and why
- $870K$870,341: CEO total compensation in 2026, compared with $699,624 in 2025.
- $161K$160,820: CEO annual incentive payment, compared with $59,629 in 2025.
- $25,000$25,000: Carroll and Heller each received a one-time discretionary bonus tied to the mutual holding company reorganization.
- 30%30%, 25%, and 20%: 2026 target bonus opportunities for Carroll, Heller, and Cheremka, respectively.
- 0%0%-150%: Annual incentive payouts may range from zero to 150% of target based on performance goals.
- 3%3%: Deferred compensation accounts earn annual compounded interest under the executive agreements.
About this page
Figures are automated and can be wrong; check the filing for the exact numbers. Totals follow SEC rules, which value stock and option awards at grant. Read the DEF 14A proxy statement for footnotes and the compensation committee's full reasoning.