Risk factors
West Bancorporation (WTBA) risk factors
Item 1A of every West Bancorporation Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors38 risks4 reworded
No new or removed risks were reported this year. Risk disclosures were updated with minor wording clarifications regarding short-term investments and grammatical fixes.
Filed Feb 26, 2026 - FY2024 10-K risk factors38 risks
West Bank focuses heavily on Iowa and Minnesota commercial real estate lending and related economic credit risks. Net interest income depends heavily on fluctuating interest rates and deposit competition. Operations rely on outsourced third-party technology platforms and vulnerability to cybersecurity incidents.
Filed Feb 20, 2025