Risk factors
Block (XYZ) risk factors
Item 1A of every Block, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors47 risks4 new4 dropped15 reworded
AI adoption and a February 2026 workforce reduction introduce execution, talent, reputation, and output-quality risks.
Filed Feb 26, 2026 - FY2024 10-K risk factors47 risks
Regulatory obligations span money transmission, banking, BNPL, brokerage, privacy, and financial services.
Filed Feb 24, 2025