How Hand was paid
$572,275 in total for 2025, as reported in the Summary Compensation Table. Equity awards are valued at grant, not at what they turned out to be worth.
Named executive officers
| Executive | Salary | Stock | Incentive | Other | Total |
|---|---|---|---|---|---|
| Joseph T. HandPresident, Chief Executive Officer | $412,175 | $100,074 | $43,960 | $16,066 | $572,275 |
| Matthew E. Poff, CPAChief Financial Officer | $277,164 | $40,148 | $28,370 | $10,715 | $356,397 |
| Alexandra C. Chiaruttini, Esq.Chief Administrative Officer and General Counsel | $251,396 | $36,411 | $25,730 | $27,896 | $341,433 |
What changed and why
- $572KCEO total compensation increased to $572,275 in 2025 from $498,278 in 2024.
- Base salaries are targeted at approximately the 50th percentile of the market.
- Long-term incentives are based on a combination of total shareholder return, return on equity, complaint rate, and customer rates.
- 75%Short-term cash incentives require achieving an overall score of 75 percent of available performance objectives.
- 100%Named executive officers received 100 percent of their 2025 cash incentive target awards based on performance objectives and earnings per share.
About this page
Figures are automated and can be wrong; check the filing for the exact numbers. Totals follow SEC rules, which value stock and option awards at grant. Read the DEF 14A proxy statement for footnotes and the compensation committee's full reasoning.