Risk factors

Zions Bancorporation, National Association (ZION) risk factors

Item 1A of every Zions Bancorporation, National Association 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    41 risks17 new13 dropped24 reworded

    Zions Bancorporation highlights evolving risks in cybersecurity, artificial intelligence, liquidity management, and third-party supplier vulnerabilities within its latest annual report.

    Filed Feb 24, 2026
  • FY2024 10-K risk factors
    37 risks

    Zions Bancorporation faces prominent credit and interest rate risks, commercial real estate exposure, and extensive federal banking regulations.

    Filed Feb 25, 2025