Enact Holdings (ACT) risk factors

Item 1A of every Enact Holdings, Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
45 risks1 new5 dropped16 reworded
Enact added a risk regarding AI and pricing scrutiny. The company dropped several risk disclosures related to loan servicers, tax rules, and cybersecurity. Existing risks regarding Genworth arrangements, legal forums, and general operations were updated or reworded.
Filed Feb 27, 2026
FY2024 10-K risk factors
49 risks
Private mortgage insurer facing intense industry competition and strict regulatory capital requirements under PMIERs and state laws.
Filed Feb 28, 2025