Risk factors

Arthur J. Gallagher (AJG) risk factors

Item 1A of every Arthur J. Gallagher & Co. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    31 risks

    Acquisitions remain central to growth, while AI, cybersecurity, privacy and third-party technology create operational risks.

    Filed Feb 17, 2026