Risk factors
Allstate (ALL) risk factors
Item 1A of every Allstate Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors37 risks12 new8 dropped12 reworded
New risks emphasize AI, advanced technology, cybersecurity, outsourcing, operational resilience and specialized talent.
Filed Feb 20, 2026 - FY2024 10-K risk factors33 risks
Claim reserve uncertainties and severe weather catastrophes dominate the risk profile. Technology shifts, regulatory burdens, and capital requirements constrain operations. Reinsurance capacity and pricing directly limit profitability.
Filed Feb 24, 2025