Amalgamated Financial (AMAL) risk factors

Item 1A of every Amalgamated Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
51 risks2 new3 dropped16 reworded
New regulatory pressures around the GENIUS Act and debanking rules heighten compliance and fraud risks for Amalgamated Financial Corp. Pension contributions rose to $8.2 million in 2025 alongside evolving fraud and third-party vendor exposures.
Filed Mar 05, 2026
FY2024 10-K risk factors
52 risks
Concentration of operations and collateral in New York City, Washington, D.C., and San Francisco heavily exposes the bank to regional market shifts.
Filed Mar 06, 2025