Risk factors
Amerisafe (AMSF) risk factors
Item 1A of every Amerisafe Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors33 risks3 new5 dropped18 reworded
Concentration in single line workers compensation insurance increases vulnerability to industry developments. Premium dependence on high risk sectors rose from 85.4% to 89.6%. Reinsurance recoverables shifted from $117.0 million to $108.1 million.
Filed Feb 27, 2026 - FY2024 10-K risk factors35 risks
Workers compensation insurer AMERISAFE faces risks centered on loss reserve adequacy, cyclical industry pricing, and macroeconomic impacts on hazard-heavy policyholder industries.
Filed Feb 28, 2025