Amerant Bancorp (AMTB) risk factors

Item 1A of every Amerant Bancorp Inc. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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FY2025 10-K risk factors
51 risks3 new4 dropped15 reworded
Amerant faces heightened commercial real estate concentration risks amid declining mortgage origination capacity from Amerant Mortgage's wind-down. Venezuelan deposits remain stable at 25% or approximately $1.9 billion of total deposits.
Filed Feb 27, 2026
FY2024 10-K risk factors
52 risks
Amerant Bancorp faces heavy exposure to commercial real estate loans, interest rate shifts, and geographic concentration in Florida. Significant reliance on Venezuelan resident deposits creates unique geopolitical and operational vulnerability for the bank.
Filed Mar 05, 2025