Risk factors

Beacon Financial (BBT) risk factors

Item 1A of every Beacon Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

  • FY2025 10-K risk factors
    47 risks41 new36 dropped5 reworded

    The risk profile shifted away from pending merger integration worries toward macroeconomic, interest rate, and credit exposure risks. Commercial real estate and loan participations dominate the specific asset-quality threats.

    Filed Mar 02, 2026
  • FY2024 10-K risk factors
    42 risks

    The risk profile is dominated by the proposed merger with Brookline, including integration challenges, costs, and dilution.

    Filed Mar 03, 2025