Risk factors

BayCom (BCML) risk factors

Item 1A of every BayCom Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    39 risks2 new1 dropped18 reworded

    BayCom Corp highlights commercial real estate loan growth, interest rate sensitivity, and concentrated labor union deposits as key risk drivers.

    Filed Mar 16, 2026
  • FY2024 10-K risk factors
    38 risks

    BayCom faces heavy geographic concentration in five Western states and high exposure to commercial real estate loans.

    Filed Mar 14, 2025