Risk factors

Bok Financial (BOKF) risk factors

Item 1A of every Bok Financial Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.

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  • FY2025 10-K risk factors
    24 risks6 reworded

    Technology talent competition is now emphasized as a constraint on digital, automation, data, and cybersecurity initiatives.

    Filed Feb 18, 2026
  • FY2024 10-K risk factors
    24 risks

    Regional loan exposure is heavily concentrated in Texas at 32%, Oklahoma at 15%, and Colorado.

    Filed Feb 19, 2025