Risk factors

Citigroup (C) risk factors

Item 1A of every Citigroup Inc. 10-K on file, and what changed from one year to the next.

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  • 2026 10-K risk factors

    35 risks, 16 new, 13 dropped, 17 reworded since the prior year. Citi highlights substantial new AI, digital-asset, technology-provider and operational-error risks as it expands technology use.

    Filed Feb 20, 2026
  • 2025 10-K risk factors

    32 risks. Regulatory scrutiny, consent orders and changing requirements are central risks, with possible penalties, restrictions and higher compliance costs.

    Filed Feb 21, 2025
Citigroup (C) 10-K Risk Factors by Year | Gloomberb