Risk factors
Credit Acceptance (CACC) risk factors
Item 1A of every Credit Acceptance Corp. 10-K on file, and what changed from one year to the next. Readings are automated and can be wrong; check the filing for the exact wording.
- FY2025 10-K risk factors29 risks1 new1 reworded
AI adoption is newly identified as a technology and execution risk affecting dealer relationships and competition.
Filed Feb 13, 2026 - FY2024 10-K risk factors28 risks
Credit losses and collection forecasting dominate because loans serve consumers with impaired or limited credit histories.
Filed Feb 12, 2025